II. Create a Buffer between You and Other Parties

In the second post of our 10 Reasons to Hire a New Jersey Bankruptcy Attorney series, we will discuss how retaining an experienced NJ bankruptcy lawyer can help in creating a buffer between you and other parties.

• Creditors, trustees, agents of the US trustee office, agents of the court and so forth will all crave some contact with you as you proceed through your bankruptcy filing. Without a veteran New Jersey bankruptcy attorney in your corner to finesse requests for information, hold off creditors, and interface with trustees and other agents, you could experience severe unwanted stresses.
• A solid NJ bankruptcy lawyer can force creditors to play fair. According to the Fair Debt Collection Practices Act, creditors cannot harass debtors inappropriately – and once you retain a lawyer, creditors must go through him or her.
• A lawyer can also attend meetings on your behalf, act as your liaison to the court, and provide trustworthy moment-to-moment guidance to help you prioritize how to spend your time, money, and energy to get out of debt.
• The bankruptcy NJ process can get complicated, even during seemingly simple filings. If you make inappropriate or inaccurate comments to the court, promises to creditors, or statements on your paperwork, these mistakes could compromise your options significantly. A good attorney can “protect you from yourself” by vetting your statements and by advising you about what not to do and who not to hire to help you reorganize your finances and reestablish your credit.

If you need help dealing with trustees, agents of the court, annoying creditors, or other individuals or institutions, contact the Law Offices of Robert Manchel, toll free, today at 1-866-503-5655. Attorney Manchel is a certified consumer law bankruptcy attorney, and his practice is limited to foreclosure resolution and bankruptcy. Mr. Manchel has a reputation for strong ethics, accessibility to clients, reasonable fees, and deep expertise in NJ bankruptcy law.
To learn how to get the most out of the effectiveness of your New Jersey bankruptcy filing, please refer to our next post.