Robert Manchel

NJ. Bankruptcy Attorney Explains What Happens To A Person Who Owes A Debt With Someone Who Filed For Bankruptcy Protection in New Jersey. Two people that owe a joint debt to a New Jersey creditor, are both responsible for the entire debt. The creditor may sue each person for the entire debt, or any … [Read more...] about What Happens If I Owe A Debt With Someone Who Filed For Bankruptcy In New Jersey?

NJ. Attorney Explains Who Can File For Bankruptcy Protection. Virtually anyone can file for bankruptcy protection in New Jersey. Typically, the issue is not if one can file, but rather which bankruptcy chapter is applicable based on the debtor's financial situation and goals. The following … [Read more...] about Who Can File For Bankruptcy In New Jersey

New Jersey Attorney Explains How New Jersey Bankruptcy Deals With A Personal Loan A personal loan is typically referred to as a loan that is not connected to property. In words, the person giving the loan does not ask for an interest or a lien in any property. A person or company can provide a … [Read more...] about Can I Get Rid Of A Personal Loan In A New Jersey Bankruptcy Case

New Jersey Attorney Explains How A Charitable or Religious Donation or Contribution is Handled in Bankruptcy. In a New Jersey chapter 13 bankruptcy case, the debtor must pay all of their monthly disposable income, after allowable expenses, towards their general unsecured debt. “Unsecured debt” is … [Read more...] about Can I Make Charity Or Religious Donation In A New Jersey Bankruptcy Case?

Attorney Explains How Financed Jewelry Is Treated In A New Jersey Chapter 13 Bankruptcy Case. Typically, a person will file a chapter 13 bankruptcy case for issues other than jewelry financing. However, when a New Jersey chapter 13 is filed, the debtor must include on the petition any and all debt … [Read more...] about Can I Keep Financed Jewelry In A New Jersey Chapter 13 Bankruptcy Case?