Robert Manchel

While virtually everyone has heard of bankruptcy, the vast majority of people probably have numerous questions about the process and application. One of the most commonly asked questions is, "How will filing for bankruptcy in New Jersey affect my credit?" The answer, not surprisingly, varies from … [Read more...] about New Jersey Bankruptcy Lawyer Explains How Bankruptcy Can Impact Your Credit

Federal bankruptcy law is generally the same in all 50 states, and federal law typically has precedent over state laws. However, bankruptcy law may be applied differently in New Jersey, as compared to other states in connection with three separate matters. While these differences may not be apparent … [Read more...] about Experienced Bankruptcy Attorney Discusses How Filing for Bankruptcy Is Different In New Jersey

Many people do not realize that there are multiple ways for an individual to file for bankruptcy in the state of New Jersey, depending on an individual's assets and income. The Chapter 7 bankruptcy process takes about five months from the filing until discharge. If the debtor meets all of the … [Read more...] about New Jersey Bankruptcy Lawyer Explains How Filing For Chapter 7 Differs from Chapter 13

With the economy in such an unsteady state, New Jersey residents continue to have difficulties finding work, paying their bills on time, and living a lifestyle that isn't consumed by their debt. According to an nj.com article, the number of bankruptcy cases filed in the state of New Jersey increased … [Read more...] about New Jersey Bankruptcy Filing Rates on the Rise: Mercer County Filings Up 21%