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Robert Manchel

Bankruptcy Lawyer Explains the Basics of Filing Chapter 13 in New Jersey

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New Jersey Chapter 13 Bankruptcy is referred to as debt reorganization. A chapter 13 debtor must create a plan, which requires monthly payments to a trustee over a period of 36 to 60 months. The amount of the monthly payment and the creditors that must receive funds are based on a number of … [Read more...] about Bankruptcy Lawyer Explains the Basics of Filing Chapter 13 in New Jersey

Keeping Your Car While Filing for New Jersey Chapter 7 Bankruptcy

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Many people who are contemplating filing for bankruptcy relief, under the New Jersey bankruptcy laws, are concerned about whether they are able to keep their vehicles. Although individual’s situations vary, there are a few common requirements that are necessary for an individual to avoid auto … [Read more...] about Keeping Your Car While Filing for New Jersey Chapter 7 Bankruptcy

Consumer Bankruptcy Filing between Spouses in New Jersey

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Being faced with unsecured consumer debt from accumulated personal spending is enough to make anyone lose sleep, especially when it is your spouse who is in debt and you are not sure what your legal obligations may be – but it doesn’t have to stay that way. Consumer bankruptcy in New Jersey may be … [Read more...] about Consumer Bankruptcy Filing between Spouses in New Jersey

Lenders Slow to Offer Permanent Home Loan Modifications

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Despite President Obama’s introduction of the "Making Home Affordable" Plan in 2009, very few homeowners with delinquent loans are finding themselves able to renegotiate their mortgages. The President’s Plan was intended to stabilize the housing market and keep homeowners in their homes, by … [Read more...] about Lenders Slow to Offer Permanent Home Loan Modifications


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