{"id":2014,"date":"2014-03-24T19:28:00","date_gmt":"2014-03-24T19:28:00","guid":{"rendered":"http:\/\/www.bankruptcylawyer-nj.com\/?p=2014"},"modified":"2021-12-03T00:56:22","modified_gmt":"2021-12-03T00:56:22","slug":"bankruptcy-help-second-mortgage","status":"publish","type":"post","link":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/","title":{"rendered":"How Does A Chapter 7 Bankruptcy Affect a Second Mortgage In New Jersey"},"content":{"rendered":"<p>A New Jersey <a href=\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/01\/08\/can-happen-house-chapter-7\/\">chapter 7 bankruptcy case discharges the personal liability of a second mortgage<\/a>. This means that the second mortgage company can never pursue the homeowner for the money that is due on the loan, not matter how much the debtor falls behind with their mortgage payments. If the homeowner is behind with payments, the mortgage company may foreclose on the property and take the house, only. If the homeowner wishes to keep the house, the payments must be current or the homeowner must work out some other arrangements, such as a loan modification.<br \/>\nMany people believe that a home equity loan in New Jersey is not a mortgage. A home equity loan is always a type of mortgage and typically a second mortgage.<br \/>\nA chapter 7 trustee will only sell property that has a substantial value, in excess of the mortgage balances. The decision of the trustee to sell property is not effected by whether the debtor is current or behind with their payments.<br \/>\nA <a href=\"https:\/\/www.bankruptcylawyer-nj.com\/eliminate-a-second-mortgage-lien-second-mortgage-debt\/\">chapter 7 discharge does not eliminate the second mortgage lien on the property<\/a>. This means that the second mortgage lien must be paid if the homeowner wishes to sell the property at any time. The lien will continue to exist whether or not the mortgage company forecloses on the property.<br \/>\nYou may contact Robert Manchel, the chapter 7 bankruptcy lawyer, to discuss your questions regarding a second mortgage and bankruptcy protection at 866 535 5655.<\/p>","protected":false},"excerpt":{"rendered":"<p>A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never pursue the homeowner for the money that is due on the loan, not matter how much the debtor falls behind with their mortgage payments. If the homeowner is behind with payments, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[33],"tags":[],"class_list":{"0":"post-2014","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-second-mortgages","7":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law<\/title>\n<meta name=\"description\" content=\"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law\" \/>\n<meta property=\"og:description\" content=\"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Law-Offices-of-Robert-Manchel-107436425946369\/\" \/>\n<meta property=\"article:published_time\" content=\"2014-03-24T19:28:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-03T00:56:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2024\/11\/manchel-new-jersey-bankruptcy-law-social-share.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Robert Manchel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ManchelLaw\" \/>\n<meta name=\"twitter:site\" content=\"@ManchelLaw\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Manchel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\"},\"author\":{\"name\":\"Robert Manchel\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/9eadb376274098279e956a993bff603e\"},\"headline\":\"How Does A Chapter 7 Bankruptcy Affect a Second Mortgage In New Jersey\",\"datePublished\":\"2014-03-24T19:28:00+00:00\",\"dateModified\":\"2021-12-03T00:56:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\"},\"wordCount\":247,\"publisher\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#organization\"},\"articleSection\":[\"Second Mortgages\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\",\"url\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\",\"name\":\"Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law\",\"isPartOf\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#website\"},\"datePublished\":\"2014-03-24T19:28:00+00:00\",\"dateModified\":\"2021-12-03T00:56:22+00:00\",\"description\":\"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never\",\"breadcrumb\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bankruptcylawyer-nj.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Does A Chapter 7 Bankruptcy Affect a Second Mortgage In New Jersey\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#website\",\"url\":\"https:\/\/www.bankruptcylawyer-nj.com\/\",\"name\":\"New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law\",\"description\":\"New Jersey bankruptcy attorney Robert Manchel, Esq. with 4 offices can help you now with Chapter 7 or Chapter 13 bankruptcy protection. Our NJ bankruptcy law firm services the State of New Jersey.\",\"publisher\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bankruptcylawyer-nj.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#organization\",\"name\":\"Manchel New Jersey Bankruptcy Law\",\"url\":\"https:\/\/www.bankruptcylawyer-nj.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2021\/06\/logo.jpg\",\"contentUrl\":\"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2021\/06\/logo.jpg\",\"width\":251,\"height\":107,\"caption\":\"Manchel New Jersey Bankruptcy Law\"},\"image\":{\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Law-Offices-of-Robert-Manchel-107436425946369\/\",\"https:\/\/x.com\/ManchelLaw\",\"https:\/\/lawyers.justia.com\/lawyer\/robert-manchel-1385222\",\"https:\/\/www.linkedin.com\/in\/robertmanchelbankruptcylaw\",\"https:\/\/www.avvo.com\/attorneys\/08053-nj-robert-manchel-481439.html\",\"https:\/\/lawyers.findlaw.com\/profile\/view\/2930724_1\",\"https:\/\/www.hg.org\/attorney\/manchel-new-jersey-bankruptcy-law\/63998\",\"https:\/\/www.crunchbase.com\/organization\/the-law-office-of-robert-manchel\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/9eadb376274098279e956a993bff603e\",\"name\":\"Robert Manchel\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1d8f50cca1741c106a76e1035782b143?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1d8f50cca1741c106a76e1035782b143?s=96&d=mm&r=g\",\"caption\":\"Robert Manchel\"},\"url\":\"https:\/\/www.bankruptcylawyer-nj.com\/author\/badmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law","description":"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law","og_description":"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never","og_url":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/","og_site_name":"New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law","article_publisher":"https:\/\/www.facebook.com\/Law-Offices-of-Robert-Manchel-107436425946369\/","article_published_time":"2014-03-24T19:28:00+00:00","article_modified_time":"2021-12-03T00:56:22+00:00","og_image":[{"width":950,"height":500,"url":"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2024\/11\/manchel-new-jersey-bankruptcy-law-social-share.jpg","type":"image\/jpeg"}],"author":"Robert Manchel","twitter_card":"summary_large_image","twitter_creator":"@ManchelLaw","twitter_site":"@ManchelLaw","twitter_misc":{"Written by":"Robert Manchel","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#article","isPartOf":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/"},"author":{"name":"Robert Manchel","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/9eadb376274098279e956a993bff603e"},"headline":"How Does A Chapter 7 Bankruptcy Affect a Second Mortgage In New Jersey","datePublished":"2014-03-24T19:28:00+00:00","dateModified":"2021-12-03T00:56:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/"},"wordCount":247,"publisher":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/#organization"},"articleSection":["Second Mortgages"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/","url":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/","name":"Chapter 7 And A Second Mortgage \u2013 Manchel New Jersey Bankruptcy Law","isPartOf":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/#website"},"datePublished":"2014-03-24T19:28:00+00:00","dateModified":"2021-12-03T00:56:22+00:00","description":"A New Jersey chapter 7 bankruptcy case discharges the personal liability of a second mortgage. This means that the second mortgage company can never","breadcrumb":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.bankruptcylawyer-nj.com\/2014\/03\/24\/bankruptcy-help-second-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bankruptcylawyer-nj.com\/"},{"@type":"ListItem","position":2,"name":"How Does A Chapter 7 Bankruptcy Affect a Second Mortgage In New Jersey"}]},{"@type":"WebSite","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#website","url":"https:\/\/www.bankruptcylawyer-nj.com\/","name":"New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law","description":"New Jersey bankruptcy attorney Robert Manchel, Esq. with 4 offices can help you now with Chapter 7 or Chapter 13 bankruptcy protection. Our NJ bankruptcy law firm services the State of New Jersey.","publisher":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bankruptcylawyer-nj.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#organization","name":"Manchel New Jersey Bankruptcy Law","url":"https:\/\/www.bankruptcylawyer-nj.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2021\/06\/logo.jpg","contentUrl":"https:\/\/www.bankruptcylawyer-nj.com\/wp-content\/uploads\/2021\/06\/logo.jpg","width":251,"height":107,"caption":"Manchel New Jersey Bankruptcy Law"},"image":{"@id":"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Law-Offices-of-Robert-Manchel-107436425946369\/","https:\/\/x.com\/ManchelLaw","https:\/\/lawyers.justia.com\/lawyer\/robert-manchel-1385222","https:\/\/www.linkedin.com\/in\/robertmanchelbankruptcylaw","https:\/\/www.avvo.com\/attorneys\/08053-nj-robert-manchel-481439.html","https:\/\/lawyers.findlaw.com\/profile\/view\/2930724_1","https:\/\/www.hg.org\/attorney\/manchel-new-jersey-bankruptcy-law\/63998","https:\/\/www.crunchbase.com\/organization\/the-law-office-of-robert-manchel"]},{"@type":"Person","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/9eadb376274098279e956a993bff603e","name":"Robert Manchel","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bankruptcylawyer-nj.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1d8f50cca1741c106a76e1035782b143?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1d8f50cca1741c106a76e1035782b143?s=96&d=mm&r=g","caption":"Robert Manchel"},"url":"https:\/\/www.bankruptcylawyer-nj.com\/author\/badmin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/posts\/2014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/comments?post=2014"}],"version-history":[{"count":1,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/posts\/2014\/revisions"}],"predecessor-version":[{"id":6593,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/posts\/2014\/revisions\/6593"}],"wp:attachment":[{"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/media?parent=2014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/categories?post=2014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bankruptcylawyer-nj.com\/wp-json\/wp\/v2\/tags?post=2014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  stat(): stat failed for /home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-content/uploads/wpcf7_captcha/2133604084.png in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-content/plugins/really-simple-captcha/really-simple-captcha.php</b> on line <b>316</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />
<br />
<b>Warning</b>:  chmod(): No such file or directory in <b>/home2/newjbl/public_html/bankruptcylawyer-nj.com/wp-admin/includes/class-wp-filesystem-direct.php</b> on line <b>173</b><br />